// CFB · September 5, 2026

Rhode Island vs Temple prediction & odds

9/5 - 2:00 PM EDT · Lincoln Financial Field · URI 1-0 — TEM 0-0 · lines via DraftKings

The prices

MarketURITEM
Moneyline+500-700
Run line+14.5
Total 51.5Over -105Under -115

Rhode Island vs Temple prediction

Market-implied pickWin chanceProjected score
Temple84% Temple 33, Rhode Island 18

Strip the book's cut out and the market calls this a clear Temple favorite. The question is not who wins but whether -700 is worth paying for it — see the break-even row below. On the total, the over is the cheaper side of 51.5 at the posted prices. The projected score is the posted total split by the spread — the market's own expected margin, not a model of ours. Our own side on this game, if we take one, goes out in the newsletter before kickoff.

What the market really thinks

URITEM
Win chance (no-vig)16.0%84.0%
Break-even at the price16.7%87.5%

Both posted prices together imply more than 100% — that surplus (4.2% here) is what the book keeps. Strip it out and the market makes this URI 16.0%, TEM 84.0%. The break-even row is the win rate you'd need at the posted price just to tread water — the gap between the two rows is the cost of the bet.

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